Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 23 Jul 2013

we are married 35 years old sc,planning to buy new ec, can we ask bank for a longer loan tenure more than 30 years? what is criteria?

0 • 664 views 1 Answer

Anonymous in Home Financing

asked on 23 Jul 2013

Hi gurus, we are married sc, we are thinking of doing our pre loan approval first to know how much we can loan from bank before we sell our 5 room flat in punggol.but will that effect out tdsr since we are still keeping our flat? or should we do...

0 • 349 views 2 Answers

desmond in Home Financing

asked on 22 Jul 2013

Looking to buy a resale HDB and considering bank loan. what is the total initial payment I need to pay if i'm taking a bank loan? If I have an existing housing loan, the ceiling (from HDB site) is 60%, is that a hard rule? If so, how much do...

0 • 560 views 1 Answer

Anonymous in Home Financing

asked on 21 Jul 2013

Hi gurus,we are married sc age 35,do you know how much roughly can banks approve a housing loan for total income of 3k? any experience can share?thanks

0 • 623 views 1 Answer

Anonymous in Home Financing

asked on 20 Jul 2013

Hi gurus,we are both 35 years old married sc, currently own a 5 room flat in punggol,our mop will be in august 2013,our total income is 4k and we will still be servicing our car loan which is around $700/mth for another 5 years.I understand this...

0 • 479 views

Mr. manoj parwani in Home Financing

asked on 19 Jul 2013

Hi I am a P.R planning to invest in a condo in singapore working overseas ( chile )and have checked wih Citi Bank , DBS and SBI none of the above approve housing loans on overseas income , can you guide which bank should I approach.

0 • 444 views 1 Answer

TL in Home Financing

asked on 16 Jul 2013

Under the current cooling measures, which banks provide the highest max loan amount? And which banks provide the lowest? Does local banks tend to provide lower in principle approval?

0 • 516 views 1 Answer

Mr. Ted Ng in Home Financing

asked on 15 Jul 2013

Do I need to clear my HDB loan, before the bank can tell me my max loan-able amt?

0 • 484 views

Kopi-o in Home Financing

asked on 15 Jul 2013

Hi, my husband and i are currently living in a 5rm HDB flat bought directly from HDB. MOP will reach by end of August. can we apply for HLE now, or we have to wait till August? we want to start planning for our finances early as we plan to upgrade.

0 • 518 views 3 Answers

Anonymous in Home Financing

asked on 15 Jul 2013

Hi we are 35 yrs old,sold our 5 room flat already,we are married, both singapore citizen.Our total income is 4k.First timer,Are we able to get enough bank loan to purchase a 3 bedroom new ec?

0 • 687 views 2 Answers

Anonymous in Home Financing

asked on 12 Jul 2013

Hi we are 35 yrs old,sold our 5 room flat already,we are married, both singapore citizen.Our total income is 4k.First timer,Are we able to get enough bank loan to purchase a new ec?e.g 80%

0 • 337 views 1 Answer

Mr X in Home Financing

asked on 10 Jul 2013

With the new MAS ruling on bank loans on purchase of residential properties, how does outstanding balances in credit line & credit cards affect total debt servicing ratio(TDSR)? Is it the monthly interest rate which is calculated or the...

0 • 1259 views 6 Answers

Mr. Bryan Goh in Home Financing

asked on 9 Jul 2013

How to afford new BTO as an existing HDB Flat owner. My Existing HDB Flat is under HDB Loan, taken at Yr1999. Outstanding Loan amount: ~$120,000, Used CPF: ~$90,000, Flat Size: 4 Room, Area: 113 sqm New BTO, Targeted Flat Cost: $360,000, Flat...

0 • 1269 views 8 Answers

Ms. Lynn Low in Home Financing

asked on 8 Jul 2013

Hi, my fiance is co-owner of a HDB flat with his parents. It is not feasible for him to withdraw as the CPF contribution is a considerable amount. May we buy a Private apartment under my name (am 1st timer) but secure bank loan based on our...

0 • 2549 views 6 Answers

Ms. Cheryl P in Home Financing

asked on 6 Jul 2013

Hi, I am interested in buying a condo unit from a new project that is just launched recently. If i were to take up loan from the bank, does the monthly payment start before the TOP or after TOP?

0 • 5026 views 9 Answers

Mr. Jay Ng in Home Financing

asked on 6 Jul 2013

Hi Gurus, i wish to purchase a new EC with my spouse. My credit rating is bad due to late credit payments in the past. Our combine income is around 12000. My spouse is around 6000 with good credit rating. We wish to purchase a new EC around...

0 • 613 views 1 Answer

Mr. KOH ROY in Home Financing

asked on 5 Jul 2013

Dear Agent, I will like to gather some information, currently i am staying in a HDB flat wishing to upgrade to a landed property. By selling off my HDB flat using the funds to pay for a landed as deposit. So my question is I can use my CPF to...

0 • 841 views 1 Answer

Richard in Home Financing

asked on 3 Jul 2013

Hi! If i make a full redemption using my CPFOA on my current HDB loan and qualify for the MP ruling, please advice how many % loan can i take should i decide to purchase a second property (private)? Thanks.

0 • 915 views 4 Answers

Anonymous in Home Financing

asked on 3 Jul 2013

Due to the new MAS ruling,are banks strict to genuine home buyers?We are sc couple,if we intend to buy a new ec,no property at hand,no bad credit,are we able to appeal for higher home loan if our approved home loan is lower?

0 • 747 views 1 Answer

Mr. Joel Low in Home Financing

asked on 2 Jul 2013

Does the new ABSD apply to selling current HDB and buying a new HDB?

0 • 1967 views 6 Answers

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