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Good afternoon,

Sorry to hear about the situation, I hope you are managing well. Is the HDB still within the MOP period? If so, you will need the divorce court order to appeal for early sale within MOP period. And to put in legal writing that no CPF refund to his CPF OA after the sale, it needs to come specifically from the court order so to have legal effect. Otherwise for a typical normal sale, by regulation all CPF utilized + accrued interest by respective owners for the property will be refunded individually to their respective CPF OA. And to also keep the flat under your own name, you need to be eligible to keep the HDB by being 35 years and above as a divorcee.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Dear madam,

I do not think that you and your husband can unilaterally decide not to refund the CPF funds to his CPF account on your own unless it is decided by the court. And since you have not filed for divorce based on your description, we won't be addressing this issue. As to whether you should sell before or after the split, the question will likely be if the split is acrimonious. If both parties are agreeable with terms and conditions, then you can proceed to sell before the divorce, which in fact could be better since some buyers may question the reason for sale and knowing that sale is due to divorce may create a negative vibe which may affect the final selling price.

If both are agreeable to selling and the terms, you may actually engage a private lawyer for conveyancing of the sale to split the proceeds according to the agreed terms between the 2 of you. Hope the above helps!

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi,

1) The plan of transferring his ownership to you without returning to his CPF is unlikely can be done.
2) The whole divorce process could take a long time unless under special cases.
3) 3 yrs separation is a minimum for a non-challenge case, and 4 yrs for a challenging case.
4) From the submission of the divorce till receiving the final court order will take around another 9 months.
5) So if your plan is to split your way now, I would suggest you sell the flat now rather than wait another 3~4 yrs later unless there is still a long way to your MOP.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, may I ask have you reach the MOP of this flat?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More