AskGuru Q&A Community

Good evening,

Investment or 'savings plan' should be started early to reap yield or rewards in future.

Property purchase is like a home with the intention of forced savings.

You can save on rental if you use it for own occupation and earn rental if you decide to rent it out.

You will be able to enjoy stable and gradual capital appreciation on top of the forced savings (paying mortgage with CPF OA funds/ cash/ rental etc).

You will be able to see the rewards in terms of capital appreciation and savings when you sell off the place.

If you are open to it, you can consider to explore purchasing a property to kickstart your investment portfolio.

To me, a house will be an investment until the day i retire.

What about you?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor

Accolades:

Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
Top Individual Achiever August 2017(Powerful Negotiators Group)
Top Private Property Transactors January 2017 (Propnex)

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack Read More

Hi there,

Perhaps you could contact me for a preliminary non obligatory discussion for me to understand more on your preference and objectives and most importantly your finances- to asses the feasibility of a home purchase and advise accordingly. With inputs from your end, I will also be able to share more on transactions caveats and furnish you with CUSTOMISED SALES REPORT tailed made for you, for your understanding and comparison between the choices to ascertain which is truly better by the hairline. I have a real live feed data app which is able to help me guide my clients as to which property is - undervalued ? over valued? It shows projected high capital returns/ rental yield for the forthcoming years. With this set of data which not many specialist posses coupled with my years of experience, I believe I will be able to guide you to a mutual decision to enhance your property portfolio. I will usually share about the property outlook with my clients and tailor make a plan that suits best for them in years to come. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More

To be fair, I would think it is unwise to leave no cash on hand just to own a property physically. There is no doubt that in long run, it is unlikely a wrong choice to invest into real estate especially land scarce Singapore, however, the liquidating process is lengthy for real estate and in times of needs, this can affect your financial profiling if you are unable to generate the cash needed for whatever reasons which you need.

I am an advocate for proper financial planning with cash on hand simply because I have a family to take care of with aging parents and young children, and with certain amount of cash on hand will be crucial.

We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us! Register at bit.ly/RealDealSG today.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Thank you for your support in 2016 for the Top Producers Award - https://bit.ly/No1Team

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Consultant - Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565 /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More

Hi do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi,

I believe that Real Estate Investment is for the long term. In order to "do well" in this "game", you will first need to "survive". And to "survive", you will need to be prudent in your financial planning.

No doubt, Real Estate investment is one of the best investment you could ever get in Singapore. You should really consider it as a major part of your investment portfolio.

Having said that, I do not encourage you to commit to a purchase if you are not ready for it. It will be very bad financial planning if you "put all your eggs into one basket:. You should always set aside some funds for the "rainy days".

I understand that the returns can be very attractive, but do remember, this game is for the long term.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us! Read More