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My wife and I are SPRs (3 years soon). My wife just gave birth last month and we are applying a PR for my baby at the moment. My question is, to form family nucleus, should I include my baby or it is enough only with my wife and I to buy resale HDB flat?
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5 Answers

Hi,

Not required to include the child. As long as each SPR has held SPR status for 3 years each, they can buy resale HDB as a married couple. Do note ABSD of 5% applies. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Hi,

It is sufficient to form a family nucleus with your spouse only.

Your baby shall be listed as occupier regardless of his/her residence status.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi

If you and your wife have been a SPR for 3 years, you are eligible.

Have served numerous SPR couple. Append is a testimonial for your reference.

"Gavin has been patient and professional in helping us understand our needs for our next property by offering us various options to consider. To achieve this, we visited and evaluated the different types of property from Private condo to EC to Maisonette. He offered professional advice to help in the final conclusion of the purchase. He goes the extra miles to ensure we are making informed decision and acts to our benefit. Would gladly recommend him to our friends in need of this service."

You may write to gavin.ng@orangtee.com to explore further.

Gavin Read More
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Good evening,

You and your spouse who have fulfill the 3 years on SPR holding is sufficient to purchase resale HDB unit. You can obtain 80% mortgage loan from bank. 5% down payment is payable by cash and balance 15% can be paid using CPF. 5% ABSD is payable by cash.

Do feel free to contact me should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Robbie Chen Chee Howe
Hi Sir,

Congratulations on your new born! I see exciting times ahead for both of you!

If you're purchasing a resale HDB flat, there is no need for your baby to be included to form a family nucleus. Both you and your wife's names should suffice.

Also, do take note that you will be liable to pay a 5% ABSD on your purchase, as both of you are PRs.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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