Good evening Mdm,
Do take note that the property will still be in the 4 years seller's stamp duty ownership period. So if you do any ownership transfer, there will be SSD payable.
On top of that there will be stamp duties involved as well.
If you wish to pay the mortgage, you can simply become a 1% owner. Less stamp duties involved.
If not perhaps you can share more with me so I will be in a better position to advise you further.
"Your Freehold Ally, Leasehold Tactician"
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd
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