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Hi,

If you're referring to a HDB flat, yes you will need to form a family nucleus for the purchase. You need to either get married before you purchase, or the purchase under fiance/fiancee scheme.

If you're looking at private properties, then there is no restriction on marriage.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Good afternoon buyer,

you are only eligible to purchase under non citizen spouse scheme because your fiance is a foreigner.

In order to be qualify, both of you have to get married first. You are unable to purchase a resale HDB first and show proof of marriage within 3 months as per fiance/ fiancee scheme because he is not minimum a SPR.

Do take note only your income will be taken into consideration for loan assessment.

Hope my sharing aids in clearing your doubts. May I know how can I value add further in your property needs?
"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Hi,

1) You need to be able to produce marriage cert when submitting resale application.

2) You do not need to pay ABSD for the purchase.

3) You shall be the sole owner of the flat.

4) Your BF can assist in financing the flat using cash only.

5) In order to use minimum cash, you have the alternative to use HDB housing loan although the interest rate is higher than bank.
a) 10% downpayment can use all CPF, and loan 90% if your income permit.
b) You may apply for grant (up to $25k) but this shall dependent on individual circumstances if your're 1st timer; some cases might not be advisable to apply although it assist on reducing your loan.
c) Grant amount can be counted in for downpayment.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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