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Looking at buying a condo or landed property. Currently staying in a resale HDB. Not sure whether should hold existing property or sell this HDB. interested agents, please contact me. Take note that I am still at planning stage and will only select 1 agent to perform the above for me.
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2 Answers

Peng Robert
Replied
Hi Victor,

Things You may need to consider to keep HDB:
good points
1) good rental
2) once sold, very hard to own HDB again
bad points
1) if HDB still under morgage, it will affect your bank loan for your next property (cap at 60% if HDB still under loan).

Please let me know if you are interested for further discussion.

Robert Peng 9800 1968 
Robertpeng001@gmail.com
CEA reg No.: R042525J
Huttons Relationship Group Read More
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YT Tan (陈永达)
Replied
Morning Victor,

It seems like you are concerned with the finances for your next property purchase.

Why not I ask my team of hardworking bankers to advise you on how much budget you can loan up to before you carry on to think about whether you can hold on or have to sell off your HDB flat.

Btw be mindful that you have to fulfill your subjected MOP period of your HDB flat before selling off.

Hope to hear from you soon!

Warmest Regards,
YT Tan
ECG Property
M: (+65) 9111 5171 
E: yt.lovelyhomes@gmail.com Read More
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