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Morning Ms. Toh,

Based on what you have in hand, to purchase a one bedder might still be possible, provided that the bank are able to provide you with the required mortgage. Getting resale HDB unit that's near to the central, possibility with pond view, might be ideal if you are looking at capital appreciation.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Good morning Ms Toh,

Hope you are doing fine.

If you are looking at capital appreciation, probably you can look at new condo developments or "not that old" resale condo developments with psf lower than surrounding projects.

Normally if you purchase a resale HDB, you won't foresee any much capital appreciation unless you purchase a BTO. If you purchase a BTO, it must be a 2RM flat in a non mature estate. You might not be keen in this idea too.

I will advise you to speak to my banker first so he can gauge how much loan you can obtain so we can move on from there.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com Read More

Hi Phy,
Another part is the hdb or bank loan. Financial plan is a very important part for your consideration. To advise you more accurately, kindly drop me an email for me to share the details requirement.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Dear Ms Toh,

I suppose that own occupation (ccomfort) is your priority over capital appreciation? Will you be staying alone or your family members will stay together should your purchase be a HDB since there will be another 2 rooms, which you may potentially rent out for about $1200 a month for both at least where you realise some gains immediate instead of holding out a period of time before liquidating the asset.

Most importantly is financing the property if you have considered the recent interest rates as well as your eligibility to secure the right loan for the purchase. Let me know if you need a consultant to guide you through the entire process. We not only partner our clients to sell and buy properties but also help manage their property portfolio if required.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

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Regards,

Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi Ms. Toh,

For Pasir Ris resale flats they are typically at least 20 years old, thus you may wish to factor that into your consideration. If your plans are to stay long-term, I think the quality of living is more important. Whether to get an condo depends on whether you foresee yourself using the facilities often? Otherwise it is an additional cost every month for things you rarely touch. Thanks and hope to have the opportunity to understand your requirements further.

Warm regards,
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further on your enquiries in the most detailed and thorough manner. Rest assured,I will run you through the entire process- handling all aspects of the purchase!

My services cover you through the whole process from finding the perfect property to negotiating for the best price to post deal paperwork to establishing financial calculations and ascertaining risks. I will provide you with a comprehensive sales report of properties in the desired location, make available to you recent live transactions for your understanding,share on financial calculations,if needed and make available rental yield and capital appreciation information.

Do visit my website to view my testimonials/recent awards and gather more info on me: www.kumarrai.com.
Look forward to hearing from you!
Have a great day!

D Kumar
 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com
dkumar@era.com.sg

About Me-
ERA Top Achiever 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
Preeminent Group
2014 3rd Quarter Top Achievers
(Top 13 Achiever)
2014 August ERA Top Achievers (Top 4 Achiever)
2014 September ERA Top Achievers Read More

Hi Ms Toh.
Lets discuss in details, you may reach me via 91442664  for a detailed discussion and financial planning.
Best Regards,
Tricia Tan
 65 91442664 
www.triciatan.myweb.sg Read More