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Wilson Leong
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Mark Ng S W
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Robbie Chen Chee Howe
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Hi Sir,

If you're married, your Wife will not be able to buy the HDB flat under the Single Scheme. Even as she purchase it as a sole owner, she will need to purchase under Public Scheme, which will mean that she will have to include you as the essential occupier.

And if your name were to be included as the essential occupier, you will be required to disposed off all your private residential properties (local and overseas) latest within 6 months upon the key collection of your HDB flat.

You will not incur ABSD for HDB purchase if either you or your Wife is a Singapore Citizen.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
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Jeffrey Heng
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Dear sir,

Haha I have to say you are quite sharp. Yes there is a chance that you will incur more property tax. The reason is because since your name is added into your wife's HDB, then they will take it that you are staying in the HDB and not the condo. So if that happens, then you will be charged a property tax of 10% of your house annual value instead of the subsidised rate of 4%.

There is another issue that we need to address here and that is how long have your wife owned her HDB. Because there might also be a chance that you may need to sell away your condo due to the rules and restrictions. What I can suggest is that probably you can give me a call or maybe we can meet up for a coffee and I can discuss this with you to see if I can provide some solutions for you. The reason is because there can be a few permutations to the solutions and which solution to propose to you will really depend on your exact situation.

I have been in this business for a decade and I have always pride myself to be someone who always places my clients' interests at heart. I believe that I will definitely be able to provide some proper solutions to you. Looking forward to hear from you soon.

Best Regards,

Jeffrey Heng
Senior Associate District Director (Sincerus Division)
Training Director (Navis Living Group)
NAVIS Living Group - The fastest growing group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)

Founder of Sincerus Division
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