4 Answers


You are likely to have fulfilled the MOP requirement. With existing loan, you can obtain max of 50% loan. You are also to note on the CPF minimum sum requirement, if you have utilized CPF for your current unit.

Do contact me for further discussion.

Mike Lim
ERA Read More
Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations flow/loan matters and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect property to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Furthermore, since you are not liable to pay any agent fees, why not let me shoulder the stress of the technical aspects of your purchase while you savor the process!

Visit my website to view my testimonials & recent awards to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2014 Overall Top Achievers
2014 December ERA Top Achievers
2014 3rd Quarter ERA Top Achievers
2014 August ERA Top Achievers
2014 September ERA Top Achievers Read More
To assist and advise you more accurately, kindly drop me an email for me to gather more details. I will share the options for the investment.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
YT Tan (陈永达)
Good morning buyer,

A happy Chinese New Year to you!

As long as you have fulfilled your MOP, you are eligible to purchase a private property.

Depends whether do you have any outstanding loan for current HDB, age, income, debt etc, it will affects the loan amount of your private purchase.

If you have outstanding housing loan, you can loan up to 50% (still subject to TDSR). If don't have, you can loan up to 80%.

Another thing to note: as you have utilized CPF OA funds on your current HDB, you have to set aside a minimum sum of $77.5k in your CPF OA+SA before you can use your excess on your private purchase.

Hope my explanation helps!

If you need any assistance or advice on your property purchase, feel free to contact me. I shall advise you further with a financial plan first.

Hear from you soon!

YT Tan
 9111 5171 
yt.lovelyhomes@gmail.com Read More