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I have received my final judgement and hdb will process the resale part purchase to my ex spouse shortly (We have an existing mortage loan which my ex will take over). Would I be able to receive 80% bank loan as I would like to buy a private property now? Thanks
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6 Answers

Evening Sam,

For the mortgage aspect, you will be able to obtain 80% loan based on your age and income status.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,

Yes as long as your age and income profile can support, and TDSR requirements are met, once your name is discharged from the existing mortgage loan, you can qualify for 80% max bank loan. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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  • SL
    Thanks Ivan. Just to clarify, I will need to complete the hdb resale part share (hdb second appointment) before I am eligible for 80% loan?
Hi Sam,
Once the resale is settled, do not serving any property loan, you will be eligible up to 80% of bank loan.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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YT Tan (陈永达)
Good morning Sam,

Part share for your case is the same as a normal resale transaction. Since you are awaiting for your second appointment (HDB already approved your part share to your ex wife), you are eligible for max 80% bank loan for private property purchase.

Hope my explanation helps!

May I know how can I value add further in your property purchase?

Hear from you soon!

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YT TAN 陈永达 | ACCA Graduate, RES
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Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Robbie Chen Chee Howe
Hi Sam,

Once final judgement is passed and HDB is in the midst of processing your sale of your share in the HDB to your ex-spouse, you are deemed to have disposed off the property.

You will be able to loan max 80% for your next property if you do not currently have another existing property loan. The amount you can loan also depends on your age and income drawn.

Please contact me at my mobile 9748 6305 , I would love the opportunity to walk through the entire process together with you.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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GAN ENG JOO ONASSIS
Dear Sam,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

As long the transaction completed, your status will be revised as no property owner. You will be eligible for 80% housing loan automatic

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com
In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

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