7 Answers

Edvan Lee CK 李钊昆

Based on the limited info shared, I believe you have used up your 2 chances of subsidized housing, meaning you can't apply for BTO again. To be sure, it will be good to call up the hdb hotline. There is no resale levy for purchasing resale hdb without grant from the open market. It would be good if I can have more info to make better recommendations. Thanks and look forward to value-add to your housing plans.

Warm Regards,
(ASk Anything Property)
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SMU BBM (Finance), Magna Cum Laude

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Dear Sir/Mdm,

1. You DO NOT need to pay any resale levy.

2. There is NO upgrade levy to be paid.

3. From the information you have provided, you have already utilized the 2 chances of subsidized flats and therefore you will no longer be able to purchase BTO.

However, you may write in to appeal to HDB if you have valid reasons for them to consider. Please feel free to contact me so that I can understand your situation better and assist you further!

Nick Tan
(M) +65 9644 4854 
(E) nick96444854@gmail.com
(W) www.nick-tan.com

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“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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Mr and Mrs Chan (Sold and Bought a property through Nick) Read More
YT Tan (陈永达)
Good morning,

Do take note that a household can purchase subsidised flat twice.

For your case,

1) BTO - 1st
2) resale HDB with housing grant - 2nd

This will mean that you will not be eligible to purchase BTO from HDB anymore. You will have to turn to the resale market instead (no resale levy applicable).

You might want to call in to HDB to clarify and verify on this as well.

If not, you can share more with me so I can understand the situation better.

Hope to hear from you soon!

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YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
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Joanne Chia 谢诗琳
good day sir / madam

You do not have to pay a resale levy or downgrade levy .

Kindly contact me or a no-obligations chat for your property needs .

My charges are 1% commission for exclusive selling rights to your hdb ( sole agent ) , or 2% for open listing ( many agents ) .

Thank you .

Joanne chia
Hp 8333 3327  Read More
If your next purchase is resale from open market, no resale levy. If I understand correctly, your 1st 5 room is direct from HDB, 2nd EA is resale with grant, you have used up the 2 subsidy, no more BTO is allow.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
Robbie Chen Chee Howe

Based on the information given, you have enjoyed 2 times subsidized flats, the 5RM BTO and your current EA. Hence, you are not eligible to apply for another BTO flat.

Having said that, if you have good reasons, you might want to try your luck by appealing to HDB for your situation.

Also, take note that you need not pay resale levy.

Should you require any other assistance, feel free to contact me at my mobile 9748 6305  . I will be happy to assist.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More