With the ever changing property landscape in Singapore, it seems to me that you are like many of my Buyers who are unclear about the current property rulings.
To ensure smooth transition, it will be wise for you to sit down with someone who's experienced in these situations to carefully plan your upgrading process. I will be glad to render my assistance.
Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.
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Does the ideal unit you're looking for come with very specific requirements? Are you looking for a resale / under construction project? Is your current unit having sufficient transaction volume such that given a reasonable price, it will be able to secure a buyer within 6 months?
These are some issues I try to understand and discuss with my clients and plan out for them to derive at the most optimal approach. There can be various permutations but more inputs from the clients are required to minimize the stamp duty and cash outlay. Since you are selling your current property, you will be able to secure a max 80% loan but it is also subject to your age, income profile and whether there are any outstanding debt obligations. The timeline planning will have to be detailed as well so that there will be a smooth transition. It will be easier to make better recommendations if I can have more inputs.
May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude
Contact: (+65) 97432395
Facebook Page: www.facebook.com/ASAProp
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It would be best to meet up to discuss further. There are a lot of things we will have to discuss and plan to ensure you have a smooth transaction for both selling and buyer.
I have assisted many buyers with their upgrading plans and look forward to assisting you with a hassle-free transaction.
M: +65 9170 8295
F: facebook.com/bhavina.real.estate Read More
I have assisted many owners to upgrade, specially this year. You may wish to reach me via 91442664 for a detailed review.
Looking forward to share with you the details.
Tricia Tan 91442664
Powerful Negotiators- No 1 Team in Propnex Read More
There is no fixed solution in whether to sell or buy first, simply because different consumers have different needs and priorities.
If you are looking specifically at certain projects to buy and units within your requirements are few and far between in supply, will it make sense to wait for your unit to sell and risk the unit being taken by others and face a situation that you have no units to buy in the preferred project?
On the other hand, are you prepared to be taken hostage in terms of pricing for your sale because you have already committed to a purchase?
List out your requirements accordingly and perhaps we can work out a draw out a proposal for your upgrading plans like what I have done for my clients who concluded their sale and purchase all within a week just last week.
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Global Alliance Property (L3010679B) - Century 21
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Best is to sell then buy. But the timing must be very careful as you will need a place to stay during the transition. For resale, the payment will be 1%, 4%, 15% then 80% bank loan. The first 5% will be cash and the 15% can be cash or CPF.
To assist and advise you more in details, kindly drop me an email for me to share.
I am contactable at my mobile or email.
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Given the limited info provided by you , it would most likely be sell your condo BEFORE your next condo purchase unless you can fulfill this few difficult conditions .
1. You and your spouse is buying a matrimonial home together and selling your present property ( also co-owned matrimonial home ) within 6 months from the 2nd property purchase .
2 . You and your spouse is a singaporean household ( at least 1 is a citizen ) .
3. You and your spouse can immediately FULL PAY the present condo 1st loan to qualify for loan for 2nd property .
4. ABSD additional buyer stamp duty is still payable upfront when buying 2nd matrimonial property ( claim back if sell first property within 6months from 2nd property purchase ) . There is a risk of forfeiting the ABSD stamp duty paid if unable to sell the 1st property by dateline.
5. You and your spouse Need to set aside Cpf Minimum sum of $80k each , thereafter only surplus cpf can be use for 2nd property purchase .
To bypass all this difficult conditions , Of course easier to sell your present condo before next purchase , if your condo and selling price is attractive to buyer , you may negotiate for 3-6months extension stay , to provide ample time for you to make your next property purchase concurrently , and to factor in a couple of months renovation downtime for your new home .
Kindly contact me for a no-obligations chat for your property needs .
my charges are ONLY 1% commission for exclusive selling rights to your condo , or 2% for open listing .
No commission chargeable when i serve private property buyers .
Thank you .
Hp 8333 3327 Read More