(1) To Fully pay the HDB flat and then deposit 20% for the condo.
(2) Pay 40% for the condo and not paying the HDB flat outstanding loan.
With either option, i will not have enough money in my CPF to attain the mimimum sum.
As such, will i be able to use my CPF to pay for the monthly installment for option 1 (for the condo only even though never attain minimum sum) or option 2 (swap the CPF OA to be used for the monthly installment of the condo and pay the HDB installment by cash) ?
Thank you very much for your advice,