Hi Bon,
It depends on whose name will be the house will be under.
If solely under your name and this is your first property in SG, you can get 80% loan and need to get ready 5% cash + 15% cash/cpf + 3% cash for stamp duty - a total of 20%.
If under your wife name (alone or join with you) and this is both of you first property in SG, you can get 80% loan and need to get ready 5% cash + 15% cash/cpf + 13% cash for stamp duty a - total of 33%.
There are some other variation depending whether this is your first property that taking loan in SG, nationality of your wife (some country is exempted from stamp duty).. whose name will be used in the house title.. who will be taking loan.. etc.
If you can share with me more details maybe i can help to assist you better. Just call me at
91865457 or email me at fransiskat@yahoo.com
All the best on your purchase
Read More 
