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Appreciate your sharing, unless you have sufficient funds to fully pay your 1st purchase, if not unable to proceed for 2nd purchase under your name.
Looking forward to share with you via whatsapp or phone call. Stewart Lim - Propnex 9696 4398  Read More

Hi,

Hmm to be borrower (ie. mortgagor) of property, you must also be the owner. Hence after selling 1% away, you can no longer be the mortgagor. If you have sufficient funds to fully pay the first property, the idea may be workable.

Or perhaps may I have more info so to structure a deal that meets your objectives? May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

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-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you.

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Hi Do contact me at 97970200  to discuss more on your thoughts

Mark, your RIGHT choice
Propnex Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir,

To be able to secure a loan for the property, you will need to be the owner of the property. Hence, should you remove your 1% share in the first property, you will not be able to take a loan for the property under your name. Your wife will have to undertake the loan.

Having said that, there are other ways for your homemaker wife to secure a loan. Do get in touch with me for further discussion.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Dear Sir,

To be a borrower of the loan, you will need to be one of the owners as well. In such an arrangement, you will not be able to decouple and save on the ABSD unless you finish paying the loan for the 1st property.

Please feel free to contact me so that I can understand your objectives better and provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Sir

I will need more information to be able to advise you
I will be glad to assist

There are others way for your wife to secure loan eventough she is not working

Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi;

As mentioned by the gurus here, you wont be able to take a loan for the property once you remove your name from it. However, there are other ways to secure a loan for your wife even though she is not working. But also need to see the amount that you are looking at, otherwise it may not be feasible to do decoupling. So you might want to do your proper planning first before executing. Hope this helps.. Do feel free to contact me if you need further advise. Have a great day ahead !

Regards;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com
https://r025113i.propnex.net Read More