I am considering to buy a HDB 3 room flat. which is 34 yrs old. With more 3room flats being built, would the value of my flat be cheaper in 10yrs time as the lease wld be reduced. Future buyers would hv difficulty in getting a larger loan due to the lease of HDB flat. Wouldn't this be a case of paying rent to HDB and yet the value keeps dropping as there will be oversupply of 'young' 3 room flats.