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Evening Noor,

You can purchase the unit under public scheme with you are owner and mum as essential occupier. Depending on how much cash you have, you might be financially eligible to purchase 3 room flat. As for how much CPF your mother can use from RA to finance the purchase, you will need to get written approval from CPF before you move forward.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Ms Noor

Thanks your question.

If your mum is first timer in applying for HDB loan and all other criteria met then you could also apply for CPF grants to boost up your possibilities in buying a flat, such as :-

- Family Grant of $30k
- Additional Housing Grant - $20k
- No more OA Account can be used but can pledge half from the CPF which is approx $58,500.00

Please note that for all these to take place I need to have a thorough understanding the background of your case first.

Should I can be of further assistance please feel free to contact me at 81122213  . =)

Ally Chin
Associate Team Director
Propnex Realty Pte Ltd
CEA No. R010439Z
M: 81122213 
E: cwsally@yahoo.com Read More