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Mike Lim
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Morning Lee,

Only SC are eligible for purchase of resale HDB unit, under single scheme, as per this moment. Once you have attain your citizenship, you can purchase resale unit, using HDB loan, if your income does not exceed $5k. Using HDB loan, you are only required to place downpayment of 10%. You will also be eligible for single housing grant.

Do feel free to contact me for further discussion.

Regards
Mike Lim
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