3 Answers

Dear sir/madam,

You may want to set up the estimated using the loan and repayment calculator online to have an estimated figures. The best is still submit all necessary income documents and credit card bills to a banker to submit for an in principle approval to be done and the banker can then advise you further on monthly repayments.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Hi,

Typical breakdown for SC 1st property purchase as follows:

Cash 5%
Cpf 15%
Max bank loan 80%
Stamp duties and legal approx 3%

Hence you are looking at approx 23% for downpayment and stamp duties within 8 weeks of booking.

With 140k (cash+cpf OA), working backwards a comfortable price range is 600k +/-. Currently Parc Riviera 1BR is fully sold, but there are still available units at Hillion Residences starting from 660k, with TOP expected early 2018. If the finances permit, you may want to consider to adjust the cash amount to get a choice unit. I'm involved with both projects and will be keen to share more about the latest pricing and availability.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

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Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

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Ivan is a young agent filled with dedication for his work. He seeks to stay long in this career.

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1
Dear Sir/Mdm,

With your income, you will be able to secure up to 800 plus k in loan. However, there may be shortfall in your CPF OA and Cash combined to purchase a 1/2 bedroom in a good location.

May I know your key considerations for shortlisting Parc Riveria and Hillion? If you are able to stretch your budget a bit more, I will be happy to share with you some other developments which have got greater upside potential in the future!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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