Hi there Malini Mal!
Thank you for your query!
As your husband is a SPR and you are a Malaysian Citizen , please do take note that there will be Additional Buyer Stamp Duty (ABSD) applicable at 15%. This is standard taxation rates.
You can us this purchase breakdown as a guide:
-5% CASH
[1% deposit AND 4% upon exercise]
-15% CPF (or cash if insufficient)
-3% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds)
-15% Additional BSD (Can utilise CPF if you have enough funds)
-Legal fee = $ 2,000~$3,500 dependent on individual legal firm.
Are you looking into own say while yielding capital gains or purely an investment property? Perhaps you can contact me at
96659926
for a short discussion for me to run you through the overview of the purchase framework, understand your requirements and specifications as well as calculate your finances on hand (Cash/CPF amalgamation) to construct a financial plan with payment timeline to narrow down ideal developments and shortlist exact unit layout type for your perusal. I have actively transacted many private properties (testimonials available on website) and since you may be unfamiliar with the process, you might want to tap onto advise and guidance in this regards, at no obligation of course.
I will walk you through the entire process from selecting developments/ arranging viewings, handling bank/finance aspect, arrange for your legal processing matters as well as handle all paperwork at no cost. The purchase of private property does not involve agent fees and thus, you will enjoy expertise at every level at no obligation and cost. Furthermore, I will take the opportunity to run you through past and present transaction caveat & illustrate a pricing and customised sales report with projected returns/ capital gains for you to observe and understand, offering market insights for your consideration. I have a complete reel of data that is able to show complete price transaction caveats of each and every development in Singapore as well as projected returns and capital appreciation and this has helped many of my clients in managing and growing their portfolio . Thank you!
Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.
D Kumar
+65 96659926
ERA Associate Division Director
#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7
ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
P Group
Overall Top 100 achievers 2014-2016
Read More
