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Nicholas Thang
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Hi Sir,

I can assist you to do your financial plans on your purchase of HDB flat. It cannot be totally cash free. Drop me a message @ 8118 4108  .

Regards,
Nicholas Read More
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  • ZM
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    Except cash for the OTP, agent fee and other administration fees, is there any cheapest 3-room unit for me that I need not have to fork out cash payment for the unit selling price..? I'm not talking about renovation and furnishing.
Ling CK
Replied
Hi Zaini,

1) If you are SC, you are eligible for HDB loan. Max loan is 90% of valuation limit.
2) 10% can be comprise of your CPF OA, grants etc. It means you need not fork out any cash for the house purchase.
3) If you are not eligible to HDB loan, than the oly to finance the purchase is to use the bank loan. Maximum loan is 75% only. Minimum cash is 5% of the purchase price. 20% can be of cash and/or CPF.

With your current finance status, you should be fine to go ahead to apply for HLE on HDB website before starting your house search.
Good luck on your home search!!!

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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