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Hi to all the Guru here, My Wife and I are both Singaporean and am thinking of doing a Decoupling on our Resale HDB that we bought more than 5 years ago, with CPF Housing Grant. We are still serving a HDB Loan. From what I read, the remaining Owner need to apply for HLE from HDB to see what is the maximum loan allowed. There are a few options available under the “Purpose of Your Application for the HLE” on the first question so which one do we choose? Is it the “Transfer of Ownership (Change of Ownership in an existing flat” or “Purchase of a Share of a Flat (Resale of Part Share)”?
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4 Answers

Hi,

Yes its correct. May I know which project do you have in mind? Thanks and hope to assist further with your plans.
Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Hi Sir,

Based on what you shared, you should be able to decouple your existing HDB. However, decoupling is still subjected to HDB approval. You will need to write in to HDB to seek the permission before proceeding further.

I have recently assisted my clients to seek the approval successfully, please feel free to contact me so that I can guide you on the procedures and assist you along the way.

Regards,
Nick Tan
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Hi investor,

It should be "resale of part share".

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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GAN ENG JOO ONASSIS
Hi,

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