3 Answers

Hi,

If you have no outstanding property, you will be eligible for max bank loan of 80% of price. Yes you can use CPF to service the loan or to make for the downpayment. Breakdown for private condo as follows, if both are SC with no property:

Cash 5%
CPF 15%
Bank loan 80%
Stamp duties and legal fees 3%

Which locations are you keen on? Thanks and may I understand your housing plans and value-add further?

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
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Hi,

Just a brief financial overview of your purchase-

Based on 80% loan of purchase price, 20% cash payable of which:
15% CPF
5% Cash

You would be liable for :
-Buyer Stamp Duty 3%
-Legal fees
-NO agent fees for private property purchase

May I take this opportunity to understand your requirements and expectations in order to succintly propose developments for your consideration! There are quite a number of good deals and star buys out there to consider.

Please feel free to contact me at 96659926  for a non obligatory discussion for me to very comprehensively chart out your financial calculations flow and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect unit to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding. Furthermore, since you are not liable to pay any agent fees, why not let me shoulder the stress of the technical aspects of your purchase while you savor the process!

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

About Me-

ERA Top Achievers 2013/14
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2014 ERA Asia-Pacific Business Conference Elite Award

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Hi there, depending on your income, my suggestion is for one of you to get a loan in principal before you proceed. the ideal would be for one of you to get a residential property and use it for rental purpose. with the additional CPF money being cashed out, the other party can go ahead and get a second property with the rental yield and remaining cash. this will enable you guys to get two properties woth the same leveage in the shortest possible time. Do drop me a call or e mail for a more detailed discussion.
Cheers
Rix Jim
 9687 1379 
rix.jim@hotmail.com
Propnex Read More
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