You can start searching for your desired location and nominate a competent agent to assist you now.
Whether its HDB or private depends on the following:
a. What is your budget?
How much cash do you have on hand? What is your CPF amount?
b. What kind of lifestyle you want?
HDB are normally bigger in size with no facilities. Condos/Apts are normally smaller in size and usually with facilities (gym, pool etc.)
c. Which location are you targeting?
Location will determine the size, type of hdb/condo/apartment available to you based on your budget.
I can recommend you bankers (OCBC, UOB, DBS, Stanchart, HSBC etc.) who can give you in principal approval and advise you on your maximum loan limit.
Please call me at (65)-9745-5178 or email firstname.lastname@example.org for followup discussion.
Thks & regards,
Mike Tay (郑树荣)
B.Sc. (NUS), EMBA (SUNY)
M: +65 97455178
HSR International Realtors Pte Ltd
Estate Agent Reg No: L3002226G Read More