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Hi Mr Simon Chow

Please contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a for non obligation discussion.
No agent fee from buyer for private property purchase
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com
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Afternoon Mr. Simon,

May I know the reason for a preference for a freehold? Freehold properties are typically at a relatively higher entry price, which lowers your rental yield attainable.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng Realtor ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Contact: (+65) 97432395 
Email: Ivanng10@gmail.com
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(Client's Testimonials)

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Hi Simon,

From the figures that you have provided, I think you are ready to be an investor in the real estate sector already. The issue now is how we can channel the funds in the right direction and better your portfolio. From what I see, there might be chance you can own 2-3 properties at the end of the day. Recently I also made a property investment which I also recommended to quite a few of my clients and they bought the same too. Can share more with you as well. No worries as there are no obligations and we can really take it as a chat.

If you are ok, then I will suggest that we can meet up for a chat and we can discuss on how we can make your money work harder for you. If we make the right moves and decisions now, then our lives will be made much easier later on in life. This is what we like to call Property Wealth Planning. Together with my partner, we have helped many clients to increase their property portfolio and they are already enjoying more income from their investments.

Looking forward to hear from you soon! Cheers!

Best Regards,

Jeffrey Heng
Senior Associate District Director (Sincerus Division)
NAVIS Living Group - A group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)

Founder of Sincerus Division
SAEA Real Estate Excellence Silver Award - Best Client Service (2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service (2012/2013)

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Good afternoon Simon,

before i proceed further. I assume your household has at least 1 as Singaporean (so can hold on to HDB when purchase a private) and fulfilled minimum occupation period.

By the way, do take note you will be hit by cooling measures such as:

1) additional buyer's stamp duty of minimum 12% as Singapore for second property purchase

2) have to set aside basic retirement sum of $85.5k in your CPF OA + SA before you can use the excess in financing this purchase. is your $80k CPF OA excess of basic retirement sum?

With your HDB fully paid, you are able to loan max 75% bank loan.

A new or resale condo will fulfill different objectives.

Resale condo will give immediate returns but might not appreciate as much cause first owner had enjoyed it.

As for new launch, the returns are not immediate but they are usually better in capital appreciation.

And in terms of freehold or leasehold, usually able to enjoy better rental yield for leasehold property
compared to freehold due to its premium.

Tenant wise will depends on location.

Hope my sharing value add in your property needs.

Since you are interested in owning 2 properties, what if you are able to enjoy tax savings (no ABSD applicable) and able to utilise your CPF OA funds fully, will you be keen to find out more?

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Accolades:

Top Individual Producer July 2018 (Propnex)
Top Individual Producer 2nd Quarter 2018 (Propnex)
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Top Individual Producer Propnex Annual Convention 2018 (Propnex)
Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
Top Individual Achiever August 2017(Powerful Negotiators Group)
Top Individual Producer 2nd Quarter 2017 (Propnex)
Top Individual Producer 1st Quarter 2017 (Propnex)
Top Private Property Transactors January 2017 (Propnex) Read More

Hi Simon

It will be good to meet up for a casual chat as there will be more than these 2 questions as thing move along.

If you are would text or call 9620 0827  , we can arrange to meet.

Regards

Gavin Read More

Hi Simon,

I had a client who is in a similar situation as yourself. She recently bought a freehold condo for $550,000 and managed to secure a tenant for 2 years upon the completion of the purchase. The rental yield is very decent at 3.5%.

Such a strategy may be suitable for you as well. However, you have to keep in mind that as you and your wife are already holding on to a HDB flat, this property will be considered as a 2nd property and therefore you will be subjected to the Additional Buyer Stamp Duty (ABSD) of 12% of the purchase price.

It may not be worthwhile for you to pay the ABSD as it will take several years of rental income just to recover this amount. Please feel free to contact me so that I can understand your situation better and propose to you how you can avoid paying ABSD and own 2 properties as the same time to enjoy the rental income.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

Visit my website to get to know me better:
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“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Simon,

1) You will be liable to ABSD of 12% when buying 2nd property.

2) Your SA amount must have at least $85.5k till date before you can make use of your OA for next property.

3) For investment, there are no difference in Freehold & Lease Hold. Your tenant is not going to pay you more if this is freehold.

4) Current rental market is not in its' peak now, Thus buying new condo with a few yrs to build is a better option, as it takes time to bring in more foreigner to boost up the rental market.

5) Feel free to contact me so as to provide advice which is a better condo to invest on.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi Simon,

Given the low climate of rental rates over the past few years, I can understand your concerns on purchasing a condo that is easy to rent out.

Having said that, I do have a proposal for your consideration. This condo is a Freehold development located in Prime District 11. Located in the middle of Bukit Timah area, it is within 1km to 2 very TOP Primary Schools in Nanyang Primary and Raffles Girls Primary. It is also within 1km to Hwa Chong Institute. The nearest MRT is only a mere 2-3 minutes walk away. Orchard MRT is just 3/4 stations away. With these key attributes, I would say this property is not difficult to get tenants in.

You will be totally surprised if I tell you about the quantum of this hidden gem. It is something which you can very well afford. Do get in touch with me to discuss further.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

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