If we were to base on the current regulations:
2) If you buy brand new EC, you will be subjected to resale levy, and you will be required to sell your HDB latest by 6 months after collecting your keys for EC purhcased.
3) It is still relatively premature to forecast your best option moving forward, but I will highly suggest you to look into investment options (due diligence to be done please) in how to grow your wealth over the 2 years period such that you will have bigger amount of cash on hand for the purchase and can assess more different options depending on your returns.
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