Hi,
As an initial cash outlay,
Assuming 80% loan granted, cash payable will be 20%.
What we can do now is work on your loan (IPA) to see your approved loan amount. Following that, I can work out your financial cash calculations & progressive payments with timeline.
I do understand your constraints on the cash portion , hence, you may consider a personal loan or bridge loan. Do not worry, there is always a solution to every problem. It is a matter of whose knowledge and experience to tap on.
In this case, since you're new to this process, let's meet up to discuss and take this forward. I have helped many clients with varied constraints and difficulties by breaking down their issues and proposing solutions. Home purchase is a step by step purchase and given your first time background, it is apt to have yourself guided and walked step by step to ensure you do not overpay in the process of unfamiliarity and shortchange yourself on a good deal. Furthermore, there is NO agent fees involved! So you can take this opportunity to discuss more on your preferences & for me to share more insights to the market, chart out the market price analysis and recent sales transaction caveats, work out comprehensive financial cash projections and provide you with up to date information to the procedural steps and its associated wings- financial (loan) , legal matters etc.
It's a weak market now and its best to leverage on it to get the best deal. The question is- how to leverage and whom to work with to ensure your interests are met! You can asses my proven track record and recent coveted awards & testimonial on my website to ascertain the commitment, dedication and integrity I uphold in representing my client's welfare to ensure I walk my talk.
D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com
#1 team of ERA in Singapore, Asia Pacific International for 2014.
ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
P Group
2015 Feb/ April/May ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers
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