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Hi, I'm a Singaporean and my husband is SPR. We own a 4room HDB in Yew Tee. We loan $332000 from DBS in 2012 (20yrs tenure) when we purchased the flat. Now the interest rate has increased and so our monthly repayment increased from $1584 to $ 1726 since Jan 16. Keen to refinancing our home loan. Can the gurus advice me which bank has the most attractive interest rate?
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7 Answers

YT Tan (陈永达)
Good afternoon Wen Meei,

You can consider taking fixed deposit mortgage rate from DBS or OCBC if not can opt for fixed rates from UOB.

If you are keen, I can ask my bankers to contact you.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
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Hi Ms. Chen,

The fixed deposit mortgage rate packages have become popular recently due to its relatively stable rates, which is offered by dbs and ocbc. If need be, I can refer my banking partners to assist. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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(Client's Testimonials) Read More
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Evening,

I can recommend my OCBC banker to you for the purpose of refinancing on your mortgage loan. You can opt for fixed interest rate over floating rate.

Do contact me further should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Ms Chen,

My client just signed refinancing with Maybank. Would you like to speak to the banker my client has worked with?

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
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Hi Ms Chen, I just referred a buyer to a RHB banker due to their attractive rate and perhaps you could try to liaise with her too? Pls feel free to let me know if you need her contacts.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hello!

I used to be a Mortgage Broker, i have 5 years of experience in the industry.

For Fixed rate you might want to consider UOB: 1.99 fixed for 2 years

For Floating: Maybank: 1.55% first year, 1.75% second year.

I would advice you to check with DBS for their repricing rate, sometimes it is more savvy to reprice then refinance.

Refinancing will incur cost of Mortgage Stamp Fee (500), legal fee (2000).

Repricing will only incur admin fee (200-500), normally you might be able to request for admin fee to be waived.

Thank you,
Joanne Ang
 97990870 
joanne.ang@ga.com.sg Read More
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GAN ENG JOO ONASSIS
Hi Wen Meei,

Re: Our Preferred Experienced SG Professional

Will recommend our pool of bankers to assist you on your refinance of housing loan.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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