7 Answers

Hi, yes there would not be any cpf restrictions, you can actually apply for an HFE which will give you more detailed information such as the amount of grants and loan you can receive.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Landon Chew
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YT Tan (陈永达)
Good morning,

Care to share your previous house is a private or HDB? If private, have you dispose it for at least 15 months prior?

Btw not to worry, there wont be any CPF usage restriction if you intend to buy a resale HDB that can last both of you beyond 95 years old (your current age plus balance lease duration).

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
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Hi,

Yes as the property can last the youngest buyer till 95 years old, you can use the CPF OA up till the valuation limit (which is the valuation price). Any positive difference between agreed price and valuation limit will have to be in cash, which is the COV.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi, appreciate your sharing. Provided both working and have enough for retirement account.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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Hi,

There is only a restriction if the property cannot cover you until age 95. In this instance, it covers you until age 110, so there's no issue.

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by
your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several
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answer questions we had--
Samantha (Resale condo buyer) Read More
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>>Long lease tenure: This property has a lease that lasts until you're 110 years old, so there's no need to be concerned about lease limitations.
>>HFE for details: To get a clearer picture of any grants and loan options you might be eligible for, you can apply for an HDB Flat Eligibility (HFE) check.
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