I tend to agree with Ander.
HDB flats are still highly sought properties these days as compared to resale condo. I guess your HDB flat has been fully paid since it is already 35 years if you are the 1st owner. Some would have rented out the HDB as a way of helping to subsidise to service the loan of the private property.
The issue is the age of the HDB flat. There are competitions for rental among other younger estates which can fetch a higher yield anyway.
My suggestion is to go with the HDB selling and cash out.
Talk to me to work out an estimated sale proceed in a financial plan. Looking forward.
Group Director (DWG)