5 Answers

Hi, propertyguru is a place where you can search for houses which have been marketed for sale. Hdb loan or bank loan, cash or not will depend on the type of property you purchase and subject to the respective regulations.

For example if you are purchasing a resale hdb flat then you need to adhere to their regulation such as the type of scheme to apply.

Thanks

Alan Sng
PropNex
 92707548  Read More
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Dear Javi,

Thank you for your enquiry. A home purchase is a big decision to make therefore you have your right to find out more about what you need to find out for this big decision.

All HDB purchases can be financed through a housing loan via HDB or bank. The key consideration here is that all housing loan eligibility is based on the income of purchaser therefore it is important to submit your income documents for assessment to find out how much loan you will be eligible for before you proceed with the purchase such that you can do your financial planning efficiently.

It is important to note that since property purchase involves a big ticket item where it not only affects you but the seller as well, it is advisable to seek a professional realtor to guide you through the entire process in order not to have any undesirable consequences due to lack of knowledge.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://www.youtube.com/watch?v=uZ6REQfdGSw

Regards,

Geryl LIM
Consultant
**Aspring To Be The Best Real Estate Agent In Singapore
OrangeTee & Tie Pte Ltd
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www.geryllim.com
Mobile: +65-81577565  /+65-92787772
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Landed Dynamic Alliance
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Robbie Chen Chee Howe
Hi Javi,

PropertyGuru is just a listing platform, you do not purchase flats from the platform itself. You purchase the HDB flats from the resale flat owners instead.

HDB loan can only be used on HDB flat purchases, subjected to the Buyers meeting the prerequisite. For private residential, you can go for bank loan.

As a first timer purchasing a HDB flat, you may also be eligible for various Housing Grants. The amount of grant you qualify is dependent on few criteria, eg. your household income etc.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your home purchase. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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OHMYHOME PTE LTD
Greetings from Ohmyhome!

Yes, you can apply for HLE to purchase a resale flat with your parents. You can even apply for enhanced proximity grants for staying with parents

Should you need further information or assistance, feel free to contact us at 68869009  or WhatsApp us at 97551009  .

We will be most glad to assist.

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More
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