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Hi, if you are planning to buy it without any grant or subsidies, you will be considered a first intime in future and do not have to pay any resale levy.

The HFE cannot be applied now, and it will have to wait till 15months from Jul 2024.

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Your HFE can only be applied after 15 months wait out period. You are right in that you will still be considered a 1st timer if you are not utilising any grants when you purchase your resale HDB, provided you fulfill all other eligibility criteria to purchase a brand new EC or BTO.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi

If you want to be considered as first timer, you will need to wait out 30 months after your private property is sold to be eligible to buy the next subsidized hdb (bto or new ec or resale flat with grants)

Yes you require HFE. But if you are below 55 years old, you can only apply the HFE 15 months after the sale of private property.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi, appreciate your sharing. Are you above age 55 ? For grants have to await 30 months.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Your HFE can only be applied after a 15-month wait-out period.
You will still be considered a first-timer if you do not use any grants when purchasing a resale HDB.
You must fulfill all other eligibility criteria to purchase a brand new EC or BTO.
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Hi,

1) Since you are not applying for grants for a resale flat. You will still categorized as a 1st timer in the future BTO/EC application. No resale levy is applicable.
2) Yes, you will still need to apply for an HFE to be eligible to buy a resale flat. This has nothing to do with utilizing the CPF. This HFE is to determine your eligibility as well.
3) Your 15-month wait-out period starts when signing the Sales & Purchase agreement of the sale.
You will only be able to complete the application for the HFE after completing the 15-month wait-out period.
If using the completion as a guide you may apply for the HFE on Sep 2025.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/ Read More

Hi
Are you above 55 ?
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More