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Hi, I do not have enough in my cpf to pay for a hdb unit but I can afford to pay for the down payment and monthly instalments in cash. The thing is I have just returned to Singapore after years of working overseas and i am currently unemployed. Since I am unemployed, I am not eligible to apply for a bank loan. Hence can I still pay for my monthly instalments in cash as I do not want to pay for my hdb in full? Do i have to submit my bank statement to prove that i am capable of paying my monthly instalments? Thank you in advance for your help.
Asked by Denise
If you have very stable and strong bank statements, i may be able to assist you to secure a bank loan.