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Mike Lim
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Evening Esther,

With the ownership of the HDB unit, is the mortgage loan under your name? Have you fulfilled your MOP?

If your name have not being included into the HDB mortgage loan and have fulfilled the MOP, you are eligible to purchase private property with your spouse and attain 80% loan.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
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