5 Answers

Hi Mr Vivek,

Thanks for your query!
I have one of the most attractive project on hands currently-
A mega development facing the pool or river, 1 bedroom ONLY from $517k. Cheapest islandwide! Value for money in a matured estate indeed.

To kickstart,
(1) We may need to catch up and speak more in details to understand what exactly you are looking for in your ideal home.

(2) Run you through the financial cash flow calculations
(Utilization of Cash/ CPF and breakdown of payments)

Go over progressive payments and timeline of payments

(3) Have your In Principal loan Approval (IPA) assessed and done-
By my network of bankers at no cost.

(4) Once loan has been approved, financial calculations are well understood- I will succinctly propose developments and units to view for your consideration.

(5) Once you have identified your ideal unit, I will step in and help you negotiate for the best possible deal.

(6) Following that, post deal paperwork will be handled by myself. I will also coordinate and guide you on the legal procedures for the purchase.

As I specialize and am very active in the private property market, I would like to extend my services to represent you in your purchase which does not make you liable for any fees and essentially means that you pay nothing for my service and consultation but are assured of me handling the entire technicalities of the purchase to best protect and maximize your interest.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

I will be glad to illustrate the financials required for your breakdown. May we discuss further over email? Thanks.

Warm regards
Ivan ERA
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
Tricia Tan 陈丽子
Hi Vivek
Lets have a detail discussion.
Firstly i will get my senior banker to give you an estimation of loan in principle first. Then I can give you a through breakdown of financial calculation and I can povide you the list of available units based on your requirements.
Feel free to reach me at 91442664  for a discussion.
Tricia 91442664  Read More
Base on the salary, the estimated loan quantum is 500K for 30 years tenure assuming you are not serving any other loan. If 500K is 80% of the purchase price, you can purchase at around 600K property.
For me to assist and advise you more accurately, kindly drop me an email for me to share the details.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
YT Tan (陈永达)
Good morning Vivek,

I will recommend you to speak to my banker/s first so he can advise you on your in principle approval. In this way, you will be able to gauge how much loan can you obtain based on your income.

Btw do take note that you can only obtain up to 80% and you have come out with initial outlay of around 28% of the purchase price.

Initial outlay:
1) 20% downpayment (5% cash and 15% CPF or cash)
2) estimated 3% buyer's stamp duty
3) 5% additional buyer's stamp duty as SPR
4) legal fee, valuation fee, stamp duty for mortgage etc

How much finances do you have on hand?

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.propertyavenue.com.sg Read More