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Hi, I am single 47 years old staying in a rented room for many years and became Singaporean in 2018. On April 2021, i just managed to dispose my oversea property in Malaysia and had huge lost from the selling. Recently I intend applying resale HDB House for the first time with Single scheme to get HDB loan and CPF grant. Will I be eligible to get a HDB Grant (at least) and HDB loan as I'm not enough cash on hand if to apply bank loan and for future retirement? Or is there any possibility i can appeal to the HDB? What must I do? Thanks.
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2 Answers

Hi,

1) You are eligible for both the HDB loan and grant as a 1st timer.
2) Detail of HLE application:
https://www.hdb.gov.sg/cs/infoweb/-/media/doc/EAPG-COS/retrieve-draft-hle-application.pdf

3) You may put up your loan request via the link below:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

4) Your grants available shall be a single citizen grant ($25K), EHG (up to $40k) & proximity ($10k) if meets the prevailing requirement. You may see the detail below:
https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/financing/cpf-housing-grants/single-singapore-citizen-scheme

5) Once you got your loan approved, you shall register an "Intent to buy".
https://services2.hdb.gov.sg/webapp/BB31AWDashboardWeb/BB31PLogin.jsp

6) You are ready to search for your own home upon completion of the above.
7) You are free to engage an agent to assist in your home search or DIY.
8) All the best to your home search.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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2
Hi
I do understand your situation as HDB does not allow those that dispose off their overseas properties 30 months prior to date of application to apply for HDB loan or take up CPF first timer grant. I am able to assist you to appeal on this as HDB has ever approved appeals on case by case basis in the past. I am specialised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.
Regards
Taufik Hussein
CEA Reg No: R061607B
Contact No: 93375051 
ERA Realty Netwrok Pte Ltd Read More
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