7 Answers

YT Tan (陈永达)
Good morning buyer,

Perhaps let me run through a full detailed financial plan with you first then we explore what are your options. Because of your $600k budget, you most likely wont be able to buy a desired unit.

ABSD applicable to you as SPR will be 5%.

Thus your initial outlay will be:
1) 5% cash downpayment
2) 15% cash or CPF downpayment
3) estimated 3% buyer's stamp duty
4) 5% ABSD
5) $3000 legal fees etc

So you need to have at least 28% of purchase price as initial outlay.

By the way, have you speak to any banker in regards to your in principle approval?

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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0

Geryl Lim
I have a unit selling nett base price at $625k freehold unit. Fringe of city area. Currently tenant for just under 1 year more to go.

Total stamp duty applicable is 8% (ABSD + BSD) which is about $50k.

PM me if you are interested.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
Email: geryl7772@gmail.com

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0

Ivan Ng
Hi,

It could be tough to find a 1 bedder in the central area unless you don't mind under construction properties.

The breakdown for PR first purchase as follows:
Cash 5%
Cpf 15%
Max bank loan 80%
Stamp duties and legal approx 8%

Hence you require abt 28% of purchase price within 8 weeks of booking. Is that something you are planning with?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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0

Robbie Chen Chee Howe
Hi,

Before you proceed to look for properties, have you check your finances with the banks on how much you can loan?

The picture will be much clearer after knowing your finances, I would advise you to do that. Do let me know if you need a banker recommendation.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More

0

Mark Ng S W
Hi

Do contact me at 97970200 to discuss more as i have 2 units in central that you may find suitable.

Mark, your RIGHT choice
SRH Read More

0

Shawn Loh
Hi,

you can contact me at 97473655. I have a unit selling around $500k Read More

0

Tricia Tan 陈丽子
Hi How about 1 bedrm brand new at Hougang area? Please feel free to reach me via 91442664 for a detailed discussion. I woild love to assist you to get your idea home from here.
Tricia Tan 91442664 Read More

0