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Hi Mehta, as a SPR, yes you can purchase a resale EC unit that is at least 5 years old or more. Once you have sold the HDB and upon purchasing a condo unit, you are eligible to loan up to 80% as it is consider as your first property. Regards Aaron 97308455  aaronchong2774@yahoo.com.sg Read More

Good afternoon, You are not eligible to purchase a new EC as at least one applicant must be a SC. You can take up to 80% loan if you sell off your HDB (no outstanding loan). But the amount will still be subject to 60% total debt servicing ratio of your income and I will advise you to do an in principle approval to find out how much loan can you take before house hunting. CPF OA funds can be used to finance 15% CPF downpayment and monthly mortgage payments. You are required to take up a new loan for your purchase as the loan for your HDB will be fully paid off by your sales proceeds. Hope it helps! If you need any assistance in your property needs (sale/ purchase), feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Hi Mehta, You can only purchase a resale EC or resale private condo. The amount of loan you can get is subjected to your income, age and other financial commitments. I can get a banker to assist you with the in principal approval before moving on. Feel free to contact me for further discussion. Thank you. Angela Chua H/P: 9323 3330  Read More

Good morning! Like I brought up in my earlier post, you can pay the monthly mortgage repayment by CPF OA funds but if there's a shortfall or you want to pay some component in cash. There's strictly no transfer of loan from HDB to condo purchase. The loan for HDB will be fully paid off and you have to take up a bank loan for your condo purchase. If you need any clarifications or assistance in your property purchase, feel free to send me a message or ring me up. Read More

Evening, In fact La Casa in Woodlands is the youngest resale EC in Singapore. Its going to turn 6 years old soon. If you are keen, I am more than gladly to schedule viewings for you. Or do you have any locations that you preferred? Is there any way that we can get in touch? Hope to hear from you soon. YT Tan ECG property 9111 5171  yt.lovelyhomes@gmail.com Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

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