I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.
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Based on a property price of $2.8m, and a maximum loan of $1.5m, there will be a shortfall of $1.3m which you will need to top up. Minimum Cash downpayment is 5%. If your CPF is insufficient to make up for the shortfall, you will need to top up in CASH.
Apart from the shortfall, there will also be liable for BSD, and ABSD if you are a non-citizen, or currently own a HDB flat. BSD for $2.8m property is $106,600. ABSD would be dependent on your nationality and the number of properties you current own.
I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.
Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.
PropNex Realty Read More
For a 2.8 mil property, this is the breakdown of the cost:
5% Cash -$140,000
20% CPF - $560,000
Stamp Duty - $96,600 (Cash or CPF)
Legal Fees - $2,500 (Cash or CPF)
Shortfall from 75% loan - $600,000 (Cash or CPF)
Please feel free to contact me so that I can understand your objectives better and assist you further.
(M) +65 9644 4854
SEAA Salespersons Achievement Platinum Award 2020
Visit my website to know me better: www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
I have written a guide on buying Residential Property:
Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)
“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
1. Before shortlisting project/unit, I will suggest to check your in principal approval of your loan from banker. I can connect you with reputable banker for this, free of charge and no obligation.
2. For Singaporean first property, Based on $2.8 mill
5% Cash = $140,000
20% Cash/CPF = $560,000
Shortfall from 75% loan (Cash/CPF) = $600,000
BSD (Cash/CPF) = $96,600
Legal fee = $3,000 (estimated)
Flow of fund: Cash, cpf then loan
Please contact me at (65) 96608508 and I can share you the excel file breakdown for this calculation including timeline.
3. How many bedrooms are you looking at and which area you prefer?
I will be glad to assist you finding the right unit, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508 or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508
Email: Silviayang8@gmail.com Read More