4 Answers

Robbie Chen Chee Howe
Hi Maria,

If you're looking to purchase for investment purpose, you should go for a private property. Size will depends on your budget.

HDBs, as ministers said, is not for investment purpose. It is meant for family own stay. Government has the duty to keep HDB prices affordable, hence do you see your HDB flat appreciating more than private properties?

Furthermore, you are supposed to fulfill a 5-year MOP period before you can rent out the whole HDB flat. Private properties have no such restrictions and you are free to rent out the day you collect the keys to the unit. This basically means you're losing out up to 5 years of rental income should you choose a HDB over a private property.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More


D. Kumar
Hi Ms Maria,

For investment , the answer is pretty clear that you should go for private properties given their scope of appreciation in the Long run. What you need is a personalised session for someone experienced to run you through the regulations , compute your financial figures and hence advise and propose your next course of action accordingly.

If you would like to take this forward, I would most certainly like to extend my services. Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
+65 96659926
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

About Me-

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Yvonne Low

Understand that you are looking more for investment purposes and do note that some older HDBs especially at East Coast / Eunos area are pretty old and you will be limited to certain pool of buyers if u decide to sell it in the future.

I would definitely advice u to purchase a private condo. If you have already seen it in the news, Developers are rushing to buy lands. I believe the Developers are for seeing a market rebounce. Hope you will not take too Long to make a decision.

Hope to know more info and your requirements so as to better assist you.

Warmest Regards,

Yvonne Low
Associate Group Director
PropNex Realty Pte Ltd
Powerful Negotiators #1 Team in PropNex
E: y.lowps@gmail.com
www.SingaporeECs.com Read More


Nick Tan
Hi Maria,

1. Yes, you will need a valid HDB loan letter or bank's letter of offer before you can confirm the purchase of a resale flat.

2. For HDB resale, the upside may be limited as govt is ramping up the supply of BTO which are selling at a much lower price as compared to resale. Moreover, for the 1st 5 years, you WILL NOT be able to maximize the rental returns by renting out the whole unit due to the Minimum Occupation Period (MOP) requirement. For BTO, you will need to wait about 3 years for it to be built and also satisfy the 5 years MOP (without renting out) before you can sell or rent out the whole unit.

3. For private condos, there is more upside potential if you purchase the RIGHT project in the RIGHT area. Moreover, you can rent the unit out immediately to generate returns on your investment. There are some value buy in the eastern part of Singapore which are able to command very good rental yield with good upside potential in time to come.

I have assisted quite a number of clients who are residing overseas. Please feel free to contact me so that I can share with you more on the buying procedures and also some of the projects which I feel have got good potential!

Nick Tan
(M) +65 9644 4854
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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