1 Answer

Ling CK
Hi,

I see your concerns, below are the straight answer to your questions:
(i) You may purchase both resale or BTO HDB under Non-citizen spouse scheme.
(ii) If you are using HDB loan, the available grants are such: Proximity ($20k) + NCS ($25K) for 4-room & below.
If you are eligible for the above grants, you may purchase a flat up to $450k. And need not fork out any cash.
But beware that seller will properly grant an OTP with option fees of up to $1k + exercise fee of $5k.
Estimated loan amount: $405,000
Repayment period: 25 years
Interest rate of loan: 2.6%
Esitmated monthly instalment = $1,838

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com for more information.
I'll be glad to assist.

Best regards
Ling CK Read More

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