2 Answers

YT Tan (陈永达)
Good afternoon,

You can apply for new EC/ BTO if its TOP date is on/ after May 2020 because you didnt utilise CPF housing grant.

Housing grant for new EC will be $20k for SC/ SPR as of current regulations for combined gross income up to $10k. It will be $30k for SC/ SC.

It's too early to judge whats the best option for you as your MOP date is still 3 years down the road. But based on current market condition, it will be best to opt for EC or private. It could/ might be the same option for the next few years.

Do you know why?

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171
(E): yt.tan91115171@gmail.com
(FB): www.facebook.com/yttanassetprogessor
Nick Tan
Dear Sir/Mdm,

You may book an EC project as long as the TOP of the EC is later than your MOP date. You will be eligible for an additional grant of $20,000 with your income level.

EC is a good upgrading option which offers very good upside potential. Historical data has shown that majority of EC owners are able to achieve a decent profit after selling their EC. I can email you this report for you to take a read.

I have assisted many of my clients to upgrade from a HDB to an EC. There are quite a number of EC projects available on the market current, please feel free to share with me further your objectives so that I can share with you some options with upside potential.

Nick Tan
(M) +65 9644 4854
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)