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That is one way to go about it but it's more hassle.
The other way is to concurrently sell and buy. I understand it might sound daunting to sell and buy at the same time, but I am very experienced in doing this and managing the timeline.
In fact, I just assisted 1 client last week with the same thing. I sold their HDB and they concurrently purchased a condo, without having to pay ABSD. Despite it being done concurrently, they will still have about 2 months to get any needed renovations done for their condo and move in before they need to handover their HDB unit.
You may contact me for more details and I will be happy to assist.
It can happen concurrently as well with very careful timeline planning.
I just assisted my client who have similar concern
Appreciate if you can contact me at (65) 96608508 with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508
It is recommended to sell first and stay in an interim housing as a way to avoid paying the ABSD,. ABSD is a significant amount and with the lower LTV, it means that you will need to fork out a significant amount of money if you do not want to sell the HDB first.
I have clients who paid the ABSD first and claim back later as they do not want the trouble fo moving. This is possible as well if you have enough funds.
Please feel free to contact me so that I can understand your situation and objectives better before recommending you the best options moving forward.
(M) +65 9644 4854
SEAA Salespersons Achievement Platinum Award 2020
Visit my website to know me better: www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
I have written a guide on buying Residential Property:
Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)
“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)
Yes, if you require the sale proceeds for your condo purchase, or do not have sufficient funds for downpayment and stamp duties, you will have to sell your flat first before purchase the next condo.
If you're looking to purchase a resale private condo, you can actually plan the Timeline accordingly, so there is no need for you to rent temporary. You can also avoid the hassle of having to shift house more than once.
However, if you're looking to purchase a new launch development that is still building, you might have to rent a place after the sale of your HDB flat.
If you have a valid reason to move, you may also wish to write in to HDB to request for an early waiver of MOP. If you're successful in your appeal, you can fast-forward your upgrading plans.
I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.
Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.