Hi Gurus, I wish to sell my unit and buy a resale HDB. Is it wise to get a bank loan even if I am eligible to get a second HDB loan? Reason being, if get another HDB loan, HDB will take half of my sales proceed. I intend to use the sales proceeds for other investments like commercial (gain rental income) and after 5 years can reuse the sales proceed (selling the commercial) to buy a condo unit for stay after MOP for the new resale flat and rent the resale HDB unit to service the bank loan. Kindly advice on pros and cons. Thanks.