1) Rent HDB + invest 300K in a studio for additional rental yield?
2)Sell HDB + 300k and hold cash to monitor market and go into 2 propeties @ 60% loan each for rental when time is right?
3)Or just used up all 800k for a fully paid studio and get passive income?
For people who feel it's safer to keep the HDB since it's fully paid for, isn't it better to use the 500k + to get get 1-2 private assuming the rental yield will pay for itself over the next 20 years and there's still passive income?
Thanks in advance!