i recently wrote an article on the 3 biggest mistakes that singapore home owners make when selling their property that makes them throw away tens of thousands of dollars in profits unnecessarily.
if you do not want to make the same mistake,you might want to have a look at the article link below.Hope you find it useful.
Your next HDB purchase will have to go via private bank loan. As you still have outstanding loan, the bank will only grant you 60% loan. You will have to come out with 40% upfront. I believe this will be the major problem for many upgraders like you.
Besides this, you have to take into consideration the COV, which is also cash. I suggest you do a financial planning first and determine which is the best way for you.
Please feel free to drop me an email or call me directly for further discussion, or we can also meet up at your convenient time and place.
Thank you & Best Regards
HP: 9639 0350
ERA Senior Marketing Director
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CEA License No. L3002382K