5 Answers

Aaron Chong
Hi, yes it is recommended that you do the IPA first before you even start any viewing so that you would know what is the maximum purchase price that you could go up to. Pls feel free to let me know if you need any banker’s contact or any other assistance.

Regards
Aaron
9730 8455
aaronchong2774@yahoo.com.sg
Ivan Ng
Hi,

For singles purchase, to be eligible for HDB loan your monthly income cannot exceed 6k/mth. Hence you can only take bank loan. Yes it's best to get an indicative loan amount before commencing the house hunt. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

-- HDB 5-rm Sellers Mr. & Mrs. Ting --

We have engaged the services of Ivan Ng for sale of our property at Pandan Gardens. He is professional and systematic in his marketing approach.

He is hardworking and committed to his work. He puts in great efforts in arranging clients for viewings and kept us updated thereafter. He is ever ready to help and guide us whenever the need arises.

He provided us with sound and useful advice as well as closely follow through from the start till the smooth sale of the property within a short period of time.

Thanks, Ivan. Keep up the good work!
Gavin Ng
Hi

1) You are not eligible for a HDB loan as your income exceeds $6K. But you may apply for a bank loan.

2) It will be necessary to do an IPA as it will help you to commit to a home purchase confidently.

You may want to write to gavin.ng@orangetee.com if you need more information.

Regards

Gavin
CK Ang
Hi,
Base on your income status, only bank loan is eligible. Please drop me an email for me to share the estimated loan quantum and recommend a good banker to you.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
9046 3808
res.ckang@gmail.com
Robbie Chen Chee Howe
Hi,

Based on your gross income, you are not eligible for HDB loan, hence you would need to take a loan from the bank instead. It would be good if you can speak to a banker first, before starting to view some flats.

Based on your income, I would like to propose an option which I think will serve you well. Do let me know if you're keen to explore this option.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty