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Hi Suffian,

According to the payment schedule by developer, I believe if you are looking to upgrade to a condo, the better options will be to look at resale condo instead as I am assuming that you will need to sell your HDB to finance the purchase of condo. If you are buying a new project, you will likely need to look for rental until TOP, which is not feasible as this will eat into your proceeds from the sale of HDB.

My advise to you is to check with a banker on the amount of loan you are eligible for and work on this budget on a resale condo instead.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More

Hi Suffian,

If you are buying a new condo, the downpayment will be as follow based on 80% loan,
5% cash upon booking
15% cash/CPF approx 8 weeks later

Therefore, if you need to sell your house for the downpayment, you will need to sell first and then wait for approximate 3 month for the proceed to come in, and then you can proceed with the booking.

Hope that I had answered your question.

Feel free to contact me if you need my assistance.

Thanks and Regards
Johnny Goh
R018297H
Dennis Wee Realty Pte Ltd
Group Director
Mobile: 90906267 
Email: johnnygohmh@dwg.com.sg
Website: johnnygohproperty.com Read More

Hi suffian,

You have made the right choice. 2016 apr estimated. Expected top usua. Please contact me as we are the developer sales team appointed.

Thanks. Please call me at 96302109  or email 82332548 . l will give more discount if you can contact mr for a further non obligatory discussion

New Launch at District 18 Jalan Loyang Besar

Developer: MCL Land

Address
Jalan Loyang Besar / Pasir Ris Drive 4

Tenure: 99 year leasehold

Site Area:
Approximately 27,054.8 sqm/ 291,218 sqft

Total No. of Units:
679 residential units

Total Carpark Lots
691 basement lots inclusive of 7 handicap lots

Estimated TOP: 30-Apr-16

Architects: P & T Consultants

1BD: 122 units (495sqft - 549sqft)
2BD: 291 units (785sqft - 818sqft)
3BD: 184 units (1033sqft - 1194sqft)
4BD: 79 units (1248sqft - 1334sqft)
5BD: 3 units (2184sqft - 2205sqft)

Description:
Proposed erection of condominium housing development comprising of 4 blocks of 12-storey and 3 blocks of 13-storey building (total 679 units) with as basement carpark, tennis courts, swimming pool and clubhouse

§ Proximity to Pasir Ris Beach and Pasir Ris Park
§ Walking distance to Downtown East; Escape Theme Park, Wild Wild Wet
§ Minutes away from Pasir Ris Central/MRT Station/Bus Interchange
§ Tampines Regional Centre / Changi Business Park / Singapore Expo
§ Close to United World College, Singapore 4th University
§ Tampines Retail Park; Ikea, Courts, Giant
§ Full Condominium Facilities Read More

Hi Suffian,

I'm the developer sales team for Ripply Bay. ERA is the marketing agency.

As your HDB is fully paid, bank will loan you 80%. As Ripply Bay TOP only 2016, the better option is if you can moved-in to Ripple bay then sell your HDB.

If you have below amount currently, you can safely go ahead to book your choice unit. The best unit will be those facing sea-view.

Assuming the condo is $1.00M, you will need to have:

Cash - 5% = $74,600 (including Stamp Duty)

CPF - 15% = $150,000 (these have to be above the $63K set aside)

80% will be on progressive loan.

Preview is next ri, 30/3/2012.

Do give me a call and we can meet. I will give you a one-to-one presentation, and plan out a schedule on selling your HDB for you.

Free iPhone 4S will be given to direct buyers.

Please feel free to drop me an email or call me directly for a non-obligation discussion, if you still have further questions. Alternatively, we can also meet up to discuss
at your convenient time and place.

Thank you & Best Regards
J.A.Goh
HP: 9639 0350 
ERA Senior Marketing Director
CEA Reg No. R025894Z
CEA License No. L3002382K
www.gohjaERA.myweb.sg
Email: gohja@singnet.com.sg Read More