Yes, you can absolutely sell your HDB flat on your own without engaging a property agent in Singapore. HDB allows and facilitates direct transactions between sellers and buyers.
**Advantages of selling without an agent:**
* **Cost Savings:** You won't need to pay any agent commission fees, which can typically range from 1% to 2% of the selling price.
* **More Control:** You have full control over the selling process, from setting the price and negotiating with the buyer to managing viewings and paperwork.
**DIY Resale Process:**
1. **Register Intent to Sell:** Log in to the HDB Resale Portal using your Singpass and register your intent to sell. This will provide you with important information and enable you to start the process.
2. **Market Your Flat:** Create a compelling listing with clear photos and detailed descriptions of your flat. You can use online platforms, social media, or even word-of-mouth to reach potential buyers.
3. **Conduct Viewings:** Arrange viewings with interested buyers and showcase your flat. Be prepared to answer any questions they may have.
4. **Negotiate and Grant OTP:** Negotiate the price and terms of the sale with the buyer. Once you reach an agreement, you can grant them an Option to Purchase (OTP) using the HDB-prescribed format.
5. **Submit Resale Application:** After the OTP is exercised, both you and the buyer must submit a resale application through the HDB Resale Portal within seven days.
6. **Complete Resale:** Attend a resale completion appointment at HDB, sign the necessary documents, and make the final payment.
**Legal Assistance and Sales Proceeds:**
While HDB allows DIY transactions, it is highly recommended to engage a lawyer to review the legal documents and ensure a smooth transaction. This will protect your interests and minimize the risk of any legal complications.
Regarding the sales proceeds, HDB will not directly channel the money to you. The payment will be made through the lawyer handling the transaction. They will ensure that all financial obligations (such as outstanding loans or CPF monies used) are settled before transferring the remaining proceeds to you.
**Additional Tips:**
* **Do Your Research:** Familiarize yourself with the HDB resale process and requirements before you start. HDB provides resources and guides on their website.
* **Seek Help if Needed:** If you have any questions or encounter difficulties, don't hesitate to seek assistance from HDB or a lawyer.
By following these steps and being proactive, you can successfully sell your HDB flat without an agent and save on commission fees.
I hope this helps! Let me know if you have any other questions.
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
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(***) You can check out my reviews here:
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For buyers, I offer solutions for sourcing resale and new private homes at no charge.
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so how will the lawyer part be a problem?
thanks